Gold and Silver Rate Today (September 19, 2026): Check 24K, 22K, 20K, 18K Gold Jewellery Prices From IBJA, Malabar Gold, Joyalukkas, Kalyan and Tanishq

Gold Rate Today: Prices Rise on September 19, 2026

Gold prices moved higher across major jewellery brands on Saturday, September 19, 2026, according to the latest rates reported by the Economic Times.

The 22K gold jewellery price increased across Tanishq, Malabar Gold & Diamonds, Joyalukkas and Kalyan Jewellers compared with September 18.

However, the price displayed by a jewellery retailer is not the final amount a customer necessarily pays. The final jewellery bill can also include GST, making charges and other applicable costs. Rates may also differ depending on the city, state and individual showroom.

22K Gold Rate Today at Tanishq

As of September 19, 2026, Tanishq's 22K gold jewellery rate stood at ₹14,330 per gram across New Delhi, Mumbai, Chennai, Kolkata, Thiruvananthapuram, Coimbatore and Bengaluru.

On September 18, the corresponding rate was ₹14,200 per gram.

This represents an increase of ₹130 per gram in one day.

22K Gold Rate Today at Malabar Gold & Diamonds

Malabar Gold & Diamonds quoted ₹14,285 per gram for 22K gold jewellery on September 19.

The reported rate applied across New Delhi, Mumbai, Chennai, Kolkata, Thiruvananthapuram, Coimbatore and Bengaluru.

The previous day's rate was ₹14,155 per gram, meaning the price increased by ₹130 per gram.

22K Gold Rate Today at Joyalukkas

Joyalukkas also quoted ₹14,285 per gram for 22K gold jewellery on September 19, 2026.

The rate was applicable across the cities covered in the report, including New Delhi, Mumbai, Chennai, Kolkata, Thiruvananthapuram, Coimbatore and Bengaluru.

On September 18, the rate was ₹14,155 per gram, making the one-day increase ₹130 per gram.

22K Gold Rate Today at Kalyan Jewellers

Kalyan Jewellers' 22K gold jewellery rate was also ₹14,285 per gram on September 19, 2026.

The rate was reported for New Delhi, Mumbai, Chennai, Kolkata, Thiruvananthapuram, Coimbatore and Bengaluru.

The previous day's rate was ₹14,155 per gram. Therefore, the rate increased by ₹130 per gram.

22K Gold Rate at Major Jewellery Brands

Jewellery Brand22K Gold Rate on Sept 19, 2026Sept 18 RateDaily ChangeTanishq₹14,330/g₹14,200/g+₹130/gMalabar Gold & Diamonds₹14,285/g₹14,155/g+₹130/gJoyalukkas₹14,285/g₹14,155/g+₹130/gKalyan Jewellers₹14,285/g₹14,155/g+₹130/g

Rates reported by ET for the listed cities. Retail prices can change during the day and the final jewellery bill can be higher after applicable charges.

IBJA Gold Rate Today: 24K, 22K, 20K, 18K

The India Bullion and Jewellers Association (IBJA) rates provide indicative bullion prices for different purity levels.

The latest rates listed in the September 19 report were the September 18, 2026 evening (PM) rates.

The rates were:

Gold PurityIBJA Rate999 Fine Gold / 24K₹15,373 per gram22 KT₹15,004 per gram20 KT₹13,682 per gram18 KT₹12,452 per gram14 KT₹9,915 per gram

IBJA also updates its gold and silver rates on weekends.

Silver Rate Today: 999 Purity

The latest IBJA rate reported for 999-purity silver was:

₹2,36,908 per kilogram

This works out to approximately ₹236.91 per gram before any applicable taxes, dealer margins or other charges.

Silver rates can also change based on market conditions and may differ from the final retail price offered by a jeweller.

Gold and Silver Rates at a Glance

Metal/PurityRate24K / 999 Gold₹15,373/g22K Gold₹15,004/g20K Gold₹13,682/g18K Gold₹12,452/g14K Gold₹9,915/g999 Silver₹2,36,908/kg

IBJA rates reported as September 18, 2026 PM rates in the September 19 ET report.

Why Is the Jewellery Price Different From the IBJA Rate?

Gold buyers may notice that the 22K price quoted by a jewellery brand is different from the IBJA 22K indicative rate.

This is because IBJA rates and retail jewellery prices serve different purposes.

IBJA publishes indicative bullion rates based on gold purity and market prices. Jewellery retailers, meanwhile, quote prices for gold used in jewellery and may incorporate their own pricing structure.

The final amount paid by a customer can additionally include:

• Making charges

• GST

• Wastage charges, where applicable

• Stone or gemstone costs

• Design-related charges

• Other applicable retailer charges

Therefore, buyers should not compare only the headline gold rate when calculating the final cost of jewellery.

Why Do Gold Rates Differ Between Jewellery Brands?

Even when two jewellery companies sell the same purity of gold, their quoted rates may differ.

For September 19, Tanishq's reported 22K rate was ₹14,330 per gram, while Malabar Gold & Diamonds, Joyalukkas and Kalyan Jewellers were each at ₹14,285 per gram.

The difference was ₹45 per gram between Tanishq and the other three brands.

Retailers may have different pricing policies, operating costs, promotional structures and other components affecting their quoted jewellery rates.

Gold Rate in Kolkata Today

For buyers in Kolkata, the September 19 rates reported by ET were:

• Tanishq 22K: ₹14,330 per gram

• Malabar Gold & Diamonds 22K: ₹14,285 per gram

• Joyalukkas 22K: ₹14,285 per gram

• Kalyan Jewellers 22K: ₹14,285 per gram

These are the reported base jewellery rates before applicable GST, making charges and other costs.

Gold Rate in Mumbai Today

In Mumbai, the reported 22K jewellery rates were also:

• Tanishq: ₹14,330 per gram

• Malabar Gold & Diamonds: ₹14,285 per gram

• Joyalukkas: ₹14,285 per gram

• Kalyan Jewellers: ₹14,285 per gram

The same reported rates applied across the cities listed by ET for September 19.

Gold Rate in Delhi Today

For New Delhi, the reported rates were:

Brand22K Gold RateTanishq₹14,330/gMalabar Gold & Diamonds₹14,285/gJoyalukkas₹14,285/gKalyan Jewellers₹14,285/g

The rates can change during the day, so buyers should confirm the price with the particular showroom before making a purchase.

Gold Rate in Chennai Today

In Chennai, the reported September 19 22K jewellery rates were:

• Tanishq: ₹14,330 per gram

• Malabar Gold & Diamonds: ₹14,285 per gram

• Joyalukkas: ₹14,285 per gram

• Kalyan Jewellers: ₹14,285 per gram

Gold Rate in Bengaluru Today

In Bengaluru, the same reported 22K rates applied:

• Tanishq: ₹14,330 per gram

• Malabar Gold & Diamonds: ₹14,285 per gram

• Joyalukkas: ₹14,285 per gram

• Kalyan Jewellers: ₹14,285 per gram

What Is the Difference Between 24K and 22K Gold?

24K gold has the highest purity among commonly traded gold categories, with 999 fineness representing approximately 99.9% gold.

22K gold contains a smaller proportion of gold and is commonly used for jewellery because the addition of other metals provides greater strength and durability.

This is why jewellery buyers often compare 22K prices rather than looking only at the 24K bullion price.

Similarly, 20K, 18K and 14K gold contain progressively lower gold content and a higher proportion of other metals.

18K Gold: What Does the IBJA Rate Mean?

The IBJA's latest reported 18K rate was ₹12,452 per gram.

18K gold is approximately 75% gold by fineness, with the remaining portion consisting of other metals.

It is commonly used for certain jewellery designs, particularly pieces where greater hardness and different colour combinations are desired.

However, the final retail price of an 18K jewellery item can be substantially different from the IBJA indicative rate because of making charges, GST and other costs.

Is the Gold Rate the Same as the Final Jewellery Price?

No.

The quoted gold rate is only one component of the final jewellery bill.

For example, if a customer buys a 22K gold ornament weighing 10 grams, the calculation cannot simply be made by multiplying the 22K rate by 10 and treating that figure as the final payable amount.

The bill may also contain:

Gold value + making charges + applicable GST + other applicable charges

The exact calculation depends on the jeweller, product and applicable taxes.

What Should Gold Buyers Check Before Purchasing?

Consumers planning to buy gold jewellery should compare more than the headline gold rate.

Important factors include:

1. Gold Purity

Check whether the jewellery is 22K, 18K, 20K or another purity.

2. Per-Gram Gold Rate

Ask for the day's applicable rate for the exact purity of the jewellery.

3. Making Charges

Making charges can significantly affect the final bill, particularly for intricate designs.

4. GST

Check the applicable GST component separately.

5. Hallmarking

Buyers should check the applicable hallmark and purity markings on the jewellery.

6. Buyback Policy

If resale or exchange is important, understand the jeweller's buyback or exchange terms before purchasing.

7. Weight of Stones

For jewellery containing diamonds or gemstones, ask how much of the total weight is attributable to gold and how much to stones.

Why Comparing Jewellery Brands Matters

The September 19 rates demonstrate why consumers may want to compare prices before buying.

Tanishq's reported 22K rate was ₹45 per gram higher than the rates quoted by Malabar Gold & Diamonds, Joyalukkas and Kalyan Jewellers.

On a 10-gram purchase, that difference alone amounts to ₹450 before considering other components of the bill.

However, the lowest quoted gold rate does not necessarily translate into the lowest final bill because making charges, wastage, design charges, stone costs and other terms can differ.

Therefore, consumers should compare the complete invoice, rather than only the per-gram gold price.

Gold Investment vs Gold Jewellery

Gold jewellery and gold as an investment are not exactly the same.

When purchasing jewellery, the customer pays for the gold as well as the craftsmanship and other applicable costs.

Investment products such as gold ETFs, certain gold funds or other regulated gold-linked instruments may have different cost structures and risks.

Therefore, consumers should distinguish between buying gold for personal use and buying an investment product intended to track gold prices.

Gold and Silver Rate Today: Key Numbers

The key prices for September 19, 2026 are:

• Tanishq 22K jewellery: ₹14,330/g

• Malabar Gold & Diamonds 22K: ₹14,285/g

• Joyalukkas 22K: ₹14,285/g

• Kalyan Jewellers 22K: ₹14,285/g

• IBJA 999 gold: ₹15,373/g

• IBJA 22K: ₹15,004/g

• IBJA 20K: ₹13,682/g

• IBJA 18K: ₹12,452/g

• IBJA 14K: ₹9,915/g

• IBJA 999 silver: ₹2,36,908/kg

Bottom Line

Gold prices moved higher at major jewellery retailers on September 19, 2026. Tanishq's 22K gold jewellery rate was ₹14,330 per gram, while Malabar Gold & Diamonds, Joyalukkas and Kalyan Jewellers quoted ₹14,285 per gram in the cities covered by the report.

The latest IBJA rates reported were ₹15,373 per gram for 999-purity gold and ₹2,36,908 per kg for 999-purity silver, along with separate rates for 22K, 20K, 18K and 14K gold.

Gold buyers should remember that these rates are not necessarily the final jewellery cost. GST, making charges and other applicable costs can increase the amount payable.

For anyone planning to buy jewellery, comparing the gold rate, making charges, purity, hallmarking, stone weight and final invoice across multiple jewellers can provide a clearer picture of the actual purchase cost.